Pet Health Insurance

Why to get Pet Insurance?

  • Allows you to pick your veterinarian. Unlike human health insurance policies that may require you to use a specific health care provider, pet insurance policies allow you to obtain care from the veterinarian of your choosing. You simply provide the veterinary bill to the insurance company for reimbursement of qualified expenses.
  • Does not discriminate against any breed or age of pet. While it is advisable to obtain pet insurance as soon as you adopt your pet to obtain lower premiums, you can also insure your pet years later.
  • Delivers peace of mind. Having pet insurance allows you to choose treatments for your ailing or injured pet based on the best medical option available and not restricted based on family finances. Most pet insurance policies reimburse up to 80% of costs after deductibles.
  • Provides an easy way to budget pet care costs. Pet insurance policies can be paid monthly, quarterly, semi-annually or annually. You decide which payment plan works best for you. Most plans offer discounts for additional pets in the household.
  • Prevents dipping into the family’s emergency fund. True, you can set up a pet savings account, but it can be tough to discipline one’s self from dipping into this designated account when you face pricey car repairs, household renovations or other major unexpected expenses.

We work with all pet insurances!

Nationwide Pet InsuranceHealthy PawsTrupanion pet insurace

EmbracePet Best

We work with all insurances and recommend you research to see who will give the best coverage for the best deal!

With pet insurance you are still responsible for the charges on the day of service. Then you will need to file the appropriate claim with the insurance company you have selected. Then they will be the one's who reimburse you.

Here are the links to some insurances we have worked with:

Poor Baby



Healthy Paws


Pets Best


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Office Hours

* Only open the 2nd and 4th Saturday of the month


8:00 am - 12:00 pm

1:30 pm - 5:30 pm


8:00 am - 12:00 pm

1:30 pm - 5:30 pm


8:00 am - 12:00 pm

1:30 pm - 5:30 pm


8:00 am - 12:00 pm

1:30 pm - 5:30 pm


8:00 am - 12:00 pm

1:30 pm - 5:30 pm


8:00 am

12:00 pm





Read What Our Client Say

  • "Everyone at Arroyo Veterinary Clinic is consistently friendly, professional, and helpful. My pets are treated in a kind and pet-friendly manner. The doctors are willing to answer questions in a way that is clear and reassuring."
  • "This was Dino's 2nd recheck. He's made nice progres but still needs some attention to his ear. I understand the instructions and will carry them out at home. Dr. Jones is very thorough and gave great explanations"
  • "Dr. Thompson and her staff are very caring and kind, efficient, and answer all my questions. They clearly love the animals in their care. I always know that my dog has received the best care."
  • "I appreciate that both the Doctor and the assistants are so gentle & sweet with my little fur baby to help her not feel so nervous and scared. I am also very happy & satisfied with the quality care she has received during this time for her injury."
  • "Great staff & loved Dr. Gray. She and her assistant were on point with our pet"
  • "Veterinarians and all staff are courteous and knowledgeable. They treat me and 4 legged family with love, dignity, and respect."